They gave you a number.
We find the final one.
Already have a written car deal? Don't sign just yet. Final Pencil reviews your offer and works to find a better out-the-door price on a comparable deal. You keep control of the decision.
$199 service fee. For qualifying offers, our proposed guarantee is $500 better or your fee refunded. Final terms pending.
Built on nearly two decades in the auto industry.
Focus on comparable offers, not flashy monthly payments.
No obligation to accept an offer we find.
Four steps to your final number.
You did the dealership shopping. Let us do the deal checking. The planned customer process is straightforward.
Send your written quote
Share the dealer's itemized out-the-door offer when secure uploads launch.
We check the details
We verify the vehicle, fees, price, and whether the quote meets our criteria.
Pay $199, then we work
Once eligible, you pay the refundable service fee before we negotiate.
Save or get refunded
Our proposed promise: $500 or more off a comparable OTD price, or your $199 back.
Not $5. Not $50.
At least $500.
For an eligible written quote, our goal is to beat your existing comparable out-the-door price by at least $500. Otherwise, the full $199 fee comes back to you.
- ✓We compare out-the-door totals, including applicable taxes and fees.
- ✓The $500 improvement is before the $199 service fee.
- ✓At exactly $500 off, you would keep $301 net after our fee.
Eligibility rules, exclusions, refund process and required legal/licensing review must be finalized before customer transactions begin.
Subject to written, qualified, comparable offer and finalized terms. No fee is collected on this preview website.
Small payments. Big difference.
See how a $10, $20, or $30 monthly difference adds up over time. This is arithmetic for perspective—not a loan quote or proof of actual savings.
Select a loan term
Calculation: monthly payment difference × number of months, assuming all payments are made. It ignores interest rate changes, down payments, financing terms, taxes, trade value, and our service fee. Your real financial outcome depends on your actual contract.
Before you sign.
Know what you're paying for—and what happens if we can't improve the number.
When do I pay the $199?
Under the planned process, only after we confirm your written dealer quote is eligible and before we begin negotiating. This prototype does not collect payments.
What happens if you cannot beat my deal by $500?
For a qualified comparable written deal, our proposed guarantee is a full $199 refund if we cannot improve the out-the-door price by at least $500. Final eligibility rules and refund terms are still being prepared.
Does the $500 include your $199 fee?
No. The dealer's comparable out-the-door price must be at least $500 lower before our fee. Exactly $500 of improvement means $301 net after the $199 service fee.
Do you sell my information?
Our planned privacy commitment is not to sell customer information. Secure document handling and privacy terms must be in place before real submissions open. Nothing you select in this demo is uploaded or transmitted.
Will you make me visit a specific dealership?
You decide whether any offer makes sense for you. Vehicle availability, eligibility, dealership terms and comparability would need to be confirmed.
Can I upload my quote right now?
Not yet. This is the visual prelaunch version. The quote upload and secure checkout systems still need to be completed and tested.
Your next car deal deserves a second look.
Don't negotiate alone when experience can be on your side. We're preparing the secure way to submit your offer and find out what the final number really is.